Personal Insurance

Wilson Insurance Group offers Personal Lines insurance for individuals and families in the St. Louis Metro East area including: Belleville, Fairview Heights, Swansea, OFallon, Shiloh, Mascoutah, Freeburg, Smithton, and more. At Wilson Insurance Group we have relationships with several, top-rated insurance companies, which allows us to assist you in choosing the insurance company that best fits your needs for the best combination of protection, service, and price.

Wilson Insurance Group offers personal auto insurance on your: car, truck, or SUV; motorcycle; ATV; boat or other watercraft; motor homes or campers; classic or antique autos; and trailers. We also offer homeowners insurance for: homeowners, renters insurance for apartments or rental homes, manufactured homes, condo owners, valuable items, and liability umbrellas. In addition we also offer term life insurance and Medicare supplements.

Commercial Insurance

Wilson Insurance Group also offers Commercial Insurance for your small business. We offer Business Owners Policy, which is a package policy designed to provide both property and liability coverage for apartments, offices, and mercantile operations. Your building, business personal property, and business income can be protected by this policy. Additional optional coverages are also available to tailor your policy to your individual needs.

Additional Insurance Coverages

Personal Umbrella Policies

A personal umbrella policy provides extra coverage beyond the liability coverage in home, auto, and other person insurance policies. Since those policies generally have coverage limits, we will work with you to determine if those coverages are enough. Umbrella insurance adds additional coverages to protect you and your family and is recommended if you: own a home, have teenage drivers, own a business, or if you own a boat, RV, or motorcycle.

Motorcycle Insurance

At Wilson Insurance Group, we represent several motorcycle insurance companies so we can insure your bike with an insurance policy at a competitive rate. We offer collision and comprehensive coverage for your bike that includes: theft and vandalism, liability coverage for bodily injury and property damage, medical payments for you and your passenger, plus uninsured and underinsured motorist protection.

Renters Insurance

Even if you do not own your home, it is critical that you have coverage on your personal property in your apartment or rental home. Renters insurance extends to your contents and also protects you against liability for damage to the property of others or injury caused to someone by you or a family member. Your renters policy can also be personalized to provide greater protection for your most important property, such as jewelry or computer equipment.

Boat Insurance

Owning a boat or watercraft can be lots of fun, however not having the right insurance to protect you and your guests can be very costly. At Wilson Insurance Group, we provide coverage for all types of watercrafts including: jet skis, power boats, sailboats, yachts, as well as trailers and other equipment. We know that different watercrafts will be used for different activities and therefore each have a unique and individual need for coverage. We will be happy to work with you to find the best coverage for your personal watercraft.

Additional Insurance Coverages

Are you planning on hosting a golf scramble? Will you need hole-in-one insurance? Are you planning a wedding or private event? Have you considered insurance on this? According to, the average cost of a wedding in 2013 was $28,000. When planning an expensive event like this, couples may not realize the potential financial consequences should something not go as planned, such as severe weather, a transportation shutdown, or military deployment. These additional coverages, and many others, are available to our existing clients to help protect you against these potentially expensive, and most often, unforeseen risks.

Medicare Supplements

Wilson Insurance Group offers Medicare Supplements for seniors who have or will be eligible for Medicare Parts A & B. These supplements help pay for medical services not fully covered by Medicare. Please contact Wilson Insurance Group if you have any questions or this is something you are interested in.